Streamline payments across the operational environment.
Differentiate your bank by offering unique services, enabling automated
intelligent routing of payments and dynamically controlling the flow of
payments. Reengineer your systems to decrease costs and maximise your
investments. Reduce redundancies, to provide a single contact point for payables
and receivables, and to improve process management.
MNJ Software can help you assess your current systems and capabilities, create
a strategy to support more efficient payments processes and then integrate
Web-enabled solutions with existing systems. Our integrated, fraud-resistant
solutions feed payment instructions into established clearance and settlement
systems. Our solutions focus on three primary areas: check, card and wholesale
The MNJ integrated suite of front-office offerings can help drive revenue,
reduce costs and personalize the banking experience. We can Check
to help banks prepare for government regulations on returning hard copies of
checks, MNJ has designed a solution that helps reduce unit costs by streamlining
processes with state-of-the-art technology and a proven infrastructure. MNJ
Check offerings include high-speed capture and proof solutions for the initial
capture of checks. They can help cut labour costs and fraud, mitigate conversion
risks, and leverage existing investments.
Drive costs down. Expand internationally. Replace aging, costly systems. Keep
ahead of card fraud. Meet regulatory requirements. MNJ offers Card solutions
that are tactical, strategic or regulatory in nature, relating to credit cards,
debit cards, smart cards and ATM cards. Our solutions can help your bank select
components that best match your unique requirements, identifying revenue
opportunities while meeting regulatory requirements and eliminating fraud.
React to regulatory and market infrastructure changes, new customer demands
and the intricacies of liquidity management. The MNJ Wholesale Payments offering
facilitates working capital management services for corporate customers,
including payments processing for corporate and financial institutions
customers, bulk payments (ACH), cross-border SWIFT payments, and cash management
and treasury services.